外貿英語口語：保險英語
在國際貿易的過程中保險是指對進出口貨物在運輸過程中受到的各種風險損失采取的補償方法。根據對外貿易貨物運輸方式的.不同，保險公司辦理的對外貨運保險業務也不同，一般來說有海洋運輸保險、陸上運輸保險、航空運輸保險以及郵包運輸保險等。
在本篇文章中，安格英語將為大家介紹外貿過程中雙方交涉保險時所要用到的詞匯，并將以三封郵件為例展示外貿保險英語的寫作格式及寫作思路。首先，我們需要了解以下詞匯：
actual total loss 實際全損
All Risks 全險
at your end 你方
breakage of packing risk 包裝破裂險
China Insurance Clause 中國保險條款
cover n./v. 保險
debit note 索款通知單
draw v. 開匯票
exceed v.超過
F.P.A. (free from particular average) 平安險
for your account 記入你方賬戶
forward v.遞送
general average 共同海損
Institute Cargo Clause 協會貨物條款
insurance cover 保險范圍
insurance rate 保險費率
insurance value 保險值
insure v.投保
insurer n.保險商
invoice value 發票金額
leakage risk 滲漏險
obliged a.感激的
parcel n.貨物
partial loss 部分損失
particular average 單獨損失
policy n.保險單
premium n.保險費
rate n.費用;價格
refund v./n.退款
rust risk 銹損險
shortage risks 短量險
taint of odor risk 串味險
the People’s Insurance Company of China 中國人民保險公司
the time of validity 索賠時效
theft, pilferage and non-delivery risks 偷竊、提貨不著險
total loss 全損
underwriter n.保險商
vary v.變化
W.P.A. (with particular average) 水漬險
war risk 戰爭險
warehouse n.倉庫
warehouse to warehouse clause “倉至倉”條款
根據運輸方式不同，運輸保險的責任范圍也各有不同。現代對外貿易保險已成為國際貿易中不可缺少的業務之一，接下來安格英語將給出三篇外貿保險溝通中的范文，各位外貿工作者快GET起來!
Letter One
Dear Sir or Madam:
Thank you for your letter of 18 December quoting rates for insurance over of stock already in our warehouse. The value of the stock held varies with the season, but does not normally exceed $60,000 at any time.
Please arrange cover in this sum against all the risks mentioned in your letter and on the terms quoted.
Sincerely yours,
Letter Two
Dear Mr. Manley,
We would like to refer you to our Order No.6325 for 830 cases of socks, from which you will see that this order was placed on C&F basis.
As we now want to have the shipment insured at your end, we would be much obliged if you could arrange to insure the same on our behalf against All Risks for the 110% of the invoice value.
We shall, of course, refund the premium to you upon receipt of your debit note or, if you like, you may draw on us at sight of the same.
We sincerely hope that our request will meet with your approval.
Yours sincerely,
Letter Three
Dear Mr. Larson,
Thank you for your letter of November 16, requesting us to effect insurance on the DHB shipment for your account.
We are pleased to confirm having covered the above the shipment with the People’s Insurance Company of China against All Risks for $30,000. The policy is being prepared accordingly and will be forwarded to you by the end of the week together with our debit note for the premium.
For your information, this parcel will be shipped on s.s. “DASHUN” sailing on or about the 11th of next month.
Yours sincerely,
不論是從公司利益出發還是為了避免不必要的麻煩，溝通外貿保險這一環節在國際貿易中是非常重要的，那么千萬不要讓自己的英語口語成為溝通的絆腳石。
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